10 Countries Where You Can Live in Luxury for Cheap

Today’s cost of living continues to rise, making it difficult for many people to afford their desired lifestyle. However, there are still pockets around the globe where you can achieve luxury living on a modest budget. From Southeast Asia to Latin America, here are ten countries where you can live in luxury for cheap.

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10 Malaysia

Kuala Lumpur, the capital city, is a testament to Malaysia’s appeal. Here, towering skyscrapers like the iconic Petronas Twin Towers dominate the skyline. At the same time, street markets and green parks provide endless entertainment options.

The cost of living in Kuala Lumpur is reasonable compared to other global cities of similar size. Rent for a one-bedroom apartment in the city center averages around $600 to $800 per month. Dining out at high-end restaurants won’t burn a hole in your pocket, with a luxurious meal for two costing roughly $30 to $50.

Beyond the capital, Malaysia’s islands and beaches offer a paradise for those craving a luxurious retreat. The stunning Langkawi Island provides a serene escape from the hustle and bustle of city life. A stay at a beachfront resort can cost as little as $100 to $150 per night, allowing visitors to indulge in pampering spa treatments and gourmet dining experiences.

Malaysian transportation is also incredibly affordable. A reliable network of trains, buses, and taxis connects major cities and tourist destinations. A monthly pass for public transportation in Kuala Lumpur can be purchased for less than $25, making it easy to explore all this captivating country offers.

9 Panama

In Panama City, Panama, you can snag an apartment in a swanky neighborhood for around $1,500 monthly. Groceries won’t gouge your wallet either, with a week’s worth of food for two setting you back around $100. Dining out? Expect gourmet meals for as low as $15 per person at high-end restaurants.

Beyond the budget-friendly luxuries, Panama boasts a diverse landscape that will leave you in awe. From the cosmopolitan vibe of Panama City with its towering skyscrapers to the beaches of Bocas del Toro, there’s something for every taste.

Panama’s low cost of living extends to healthcare, too. With world-class medical facilities and affordable healthcare services, you can prioritize your well-being without draining your savings.

If you want to unwind, Panama’s warm climate and laid-back lifestyle create the perfect environment for relaxation. Whether you’re strolling along the historic streets of Casco Viejo or soaking up the sun on the San Blas Islands, you’ll find tranquility at every turn.

8 Nepal

Nepal’s cost of living is incredibly wallet-friendly, making it an attractive destination for expatriates and travelers alike. Rent for an apartment in the heart of Kathmandu can range from $200 to $500 per month, depending on the location and amenities. Dining out is a delight for the taste buds, with a meal at a high-end restaurant costing around $10 to $15.

Beyond the urban hustle and bustle, Nepal’s natural beauty beckons exploration. From the peaks of the Himalayas to the lakes and forests, outdoor enthusiasts will find themselves in paradise. Trekking in the Annapurna or Everest regions offers an unparalleled adventure. At the same time, serene retreats in Pokhara provide the perfect escape for relaxation.

In addition to its scenic wonders, Nepal boasts a rich cultural tapestry. Explore ancient temples, markets, and festivals that showcase the country’s traditions and customs. Engage with friendly locals who are always eager to share their stories and traditions with visitors.

Transportation within Nepal is affordable and convenient, with options ranging from local buses to taxis and rickshaws. Exploring the country’s nooks and crannies won’t break the bank, allowing you to immerse yourself in its beauty and charm.

7 Nicaragua

Nicaragua’s cost of living is notably lower than that of many Western countries, making it an attractive destination for those seeking a high-quality lifestyle at a fraction of the cost. Rent for a comfortable one-bedroom apartment in the city center can range from $300 to $500 per month, while dining out in local eateries can cost as little as $5.

For those craving a beachfront lifestyle, Nicaragua’s Pacific coastline has affordable beach towns like San Juan del Sur, where ex-pats can rent a beachfront property for around $600 to $800 per month. Transportation costs remain budget-friendly. Public buses are a primary mode of travel, offering rides for mere cents.

Nicaragua’s welcoming atmosphere and friendly locals add to its allure, making it easy for expatriates to settle into their new home away from home. Whether you’re drawn to Lake Nicaragua’s tranquil shores or Granada’s streets, Nicaragua promises a luxury lifestyle without the hefty price tag.

6 Thailand

Bangkok, Thailand, is a hub of excitement where modern skyscrapers stand alongside ancient temples. Here, you can enjoy a cosmopolitan lifestyle without burning a hole in your pocket. Renting a one-bedroom apartment in the city center can cost as little as $400 per month. Dining out at fancy restaurants will only set you back around $10 to $20 for a meal.

For those craving beachside bliss, Thailand’s coastal gems like Phuket and Koh Samui beckon with their crystal-clear waters and palm trees. Whether you’re lounging in a luxury resort or indulging in a beachfront villa, living costs remain affordable. A spacious villa with a private pool might only set you back $1,000 to $1,500 per month, offering comfort at a fraction of the price you’d pay elsewhere.

Beyond the beaches, Thailand’s northern region offers enchanting cities like Chiang Mai, where ancient temples and mountains await. Here, you can rent a stylish apartment for as little as $300 per month, leaving plenty of room in your budget to explore the local cuisine and vibrant night markets.

5 Mexico

One of the prime spots for luxury living in Mexico is Playa del Carmen. This coastal gem has pristine white-sand beaches and turquoise waters, drawing in ex-pats and tourists alike. Despite its upscale vibe, the cost of living remains remarkably low. Rent for a one-bedroom apartment in the city center averages around $500 to $700 per month. Dining out at a fancy restaurant won’t cost you more than $20 to $30 for a meal.

Mexico City, the vibrant capital, is another hotspot for luxurious living on a budget. Here, you can indulge in world-class dining, cultural experiences, and upscale shopping without burning a hole in your wallet. Rent for a one-bedroom apartment ranges from $400 to $600 per month, leaving plenty of cash left over to explore the city’s endless attractions.

For those seeking a more tranquil lifestyle, consider retiring in the charming town of San Miguel de Allende. This colonial gem is renowned for its picturesque streets, historic architecture, and thriving ex-pat community. With the cost of living significantly lower than in many Western countries, you can live like royalty on a modest budget.

4 Portugal

The cost of living in Portugal is reasonable compared to its European counterparts. For instance, renting a one-bedroom apartment in the heart of Lisbon can set you back around $800 to $1000 per month, a fraction of what you might pay in other European cities. Even in smaller cities or towns, you can find charming accommodations at equally charming prices.

Foodies rejoice in Portugal’s gastronomic delights without emptying their wallets. Indulge in fresh seafood delicacies, sip on world-renowned port wine, and savor pastéis de nata (custard tarts) without worrying about blowing your budget. A meal for two at a mid-range restaurant might set you back around $30 to $50, leaving plenty of room in your budget for culinary exploration.

Aside from its affordability, Portugal offers a high quality of life. Bask in the country’s Mediterranean climate, with over 300 days of sunshine a year, while lounging on beaches or exploring historic cobblestone streets. Portugal is a treasure trove of natural beauty and cultural wonders, from the picturesque Algarve region in the south to the enchanting Douro Valley in the north.

3 Laos

In Laos, living costs are low, with monthly expenses averaging around $500 to $700 for a comfortable lifestyle. Rent for a spacious apartment in the capital city of Vientiane might set you back only $300 to $500 per month, depending on your preferences for location and amenities.

One of Laos’s most appealing aspects is its natural beauty. From rivers and forests to mountain ranges, the scenery is spectacular. Outdoor enthusiasts will find plenty of opportunities for adventure, whether it’s trekking through remote villages, exploring ancient temples, or kayaking along the Mekong River.

Food lovers will also enjoy Laos’ culinary scene, which blends flavors from neighboring countries with unique twists. For just a few dollars, you can feast on delicious street food or indulge in a meal at a fancy restaurant without breaking the bank.

Despite its relatively low cost of living, Laos offers modern amenities and a high quality of life. High-speed internet, reliable healthcare, and a welcoming ex-pat community make it easy to settle in and enjoy all that this country offers.

2 Albania

Imagine waking up to the stunning vistas of the Albanian Riviera in Albania, where blue waters meet golden sands along the Ionian Sea. With a moderate Mediterranean climate, Albania enjoys mild winters and warm summers, perfect for year-round outdoor activities.

One of Albania’s most attractive aspects is its affordability. You can savor a meal at a local restaurant for as little as $5, indulge in a luxurious three-course dinner for two with wine for under $30, or rent a spacious apartment in the city center for around $300 per month. These prices allow you to live like royalty without draining your savings.

Albania’s rich cultural heritage adds to its allure. Explore ancient ruins such as Butrint, a UNESCO World Heritage Site dating back to the 7th century BC, or wander through the streets of historic cities like Gjirokastër, known for its well-preserved Ottoman architecture.

Albania offers many activities for outdoor lovers, from hiking in the rugged Accursed Mountains to sailing along the pristine coastline. With its warm and welcoming locals, you’ll quickly feel at home in this land.

1 Vietnam

In Vietnam, Ho Chi Minh City, the metropolis formerly known as Saigon, stands out as a prime destination for expatriates. Here, you can enjoy a lavish lifestyle at a fraction of the cost compared to other major cities. A furnished one-bedroom apartment in the city center can set you back around $500 to $700 per month. Dining out at fancy restaurants won’t dent your wallet, with meals averaging $5 to $10.

The coastal city of Da Nang, famous for its beaches and breathtaking scenery, is another hotspot for luxury living on a budget. Ex-pats can rent a spacious apartment with ocean views for as low as $400 to $600 per month, leaving plenty of room for leisure activities and fine dining experiences.

One of Vietnam’s most appealing aspects is its affordability without compromising quality. Whether indulging in a spa day, exploring ancient temples, or savoring delicious street food, luxury living is within reach for much less than you’d expect.