Show Mobile Navigation

Top 10 Wealth Building Books

Get rich quick is a myth – building wealth is something that needs strategy and time. Get rich quick schemes tend to prey on people with the desire, but not the willingness to truly achieve financial security. This is a list of books that will truly help you to attain great wealth – but the right way… slowly.

10. How to Get Out of Debt…


The first book on this list is designed to get you started on the road to wealth – by eradicating your debt. As long as you are burdened by debt, you can’t build your wealth. Once the debt is gone, all of the money you have available can be put towards your financial growth. Remember, you are also paying interest on your debt – once you pay it off, that money can start earning YOU interest.

Buy this book at Amazon9. Frugal Living for Dummies


The rich don’t get rich by spending money – they get rich by living frugally. Speaking from my own experience of living frugally, I was able to remove all of my debt and save enough money to put a deposit on a house – all in one year. Not only did I become financially free, I had a much more enjoyable and healthy life. By not going out every night I saved enough time and money to join a gym. I started cooking my own meals and learnt a lot about using and re-using food. It was tough at first, but in the end I was competing against my previous week to see how much I could save – it became a game that I loved.

Buy this book at Amazon

8. Your Money or your Life


According to one reviewer: “This book was instrumental in my re-imagining of what money is and what it means to my life. As a result of reading this book, I now have a very healthy money-outlook, and can easily make choices that would have been quite difficult before.” In addition, all readers of this site will love this book because it puts its principles forward in a nine-step method – think of it as a top 9 list!

Buy this book at Amazon7. The Automatic Millionaire

0767923820.01. Sclzzzzzzz

This book is a straightforward march through common-sense personal financial planning that suggests readers “automate” their contributions to retirement and investment vehicles. The author, in fact, calls his model the “tortoise approach” to becoming wealthy by retirement age. Remember – there is no true get rich quick scheme.

Buy this book at Amazon

6. Start Small Profit Big


I have to say that real estate is my favorite wealth building tool. In fact, as the property markets around the world are beginning to slump, we are about to hit a perfect time for buying – remember, when everyone is selling – buy, when everyone is buying – sell. Get this book now to prepare yourself for the great investment opportunity which is on its way.

Buy this book at Amazon5. Rich Dad Poor Dad

Rich Dad Poor Dad Cover

I suspect that most of you will have guessed that this book would be on the list – and it does deserve its place here. The author (Robert Kiyosaki) has used his principles in his own life and been greatly rewarded financially for it. He speaks from experience and manages to do so in an easy to understand way. I enjoyed this book immensely when I read it for the first time and it really changed my way of looking at money and wealth building.

Buy this book at Amazon

4. One Up On Wall Street


This book is great. Not only does Peter Lynch give a run down of how he invests, but he uses a sensible approach while investing. He examines how to analyze a company, its operations, its financial statements and various other important factors when making an investment decision. The author (Peter Lynch) has also written another great book which is aimed at teenagers: Learn to Earn.

Buy this book at Amazon3. The Richest Man in Babylon

Richest Man In Babylon

How are the sophisticated doing financially? By sophisticated, I mean the affluent, high income earners who spend most of what they make…Richest Man in Bablyon is timeless like Think and Grow Rich but written in a style like the very popular Rich Dad, Poor Dad series. An easy read. Informative and entertaining.

Buy this book at Amazon

2. The Millionaire Next Door


I thoroughly enjoyed this book – the authors, Thomas Stanley and William Danko, have a very easy to read casual style. One reviewer on amazon sums the book up brilliantly: “Every now and then very, very special book comes along with a “aha” and this is such a book. Many people are spending their way through high incomes—keeping up with the “JONE’S” high profile lifestyle’s encumbered with high debt and zero savings. I worked for a millonaire one time who said “Money buys clothes, clothes don’t buy anything!” He advised us to buy our “toys” clothes, cars, vacations etc. off profits of profits and never spend principal!” That is the basic premise of this book – build profits, then enjoy them – but don’t spend principal.

Buy this book at Amazon1. Think and Grow Rich


First published in 1937, this is the end product of two decades of research conducted by Napoleon Hill. His research started when Andrew Carnegie (the steel tycoon who was then the richest man on earth) gave him the assignment of organizing a Philosophy of Personal Achievement. Hill, who was a poor journalist, armed with just an introductory letter from Carnegie, set out to interview over five hundred successful people including Henry Ford, Thomas Edison, Alexander Graham Bell, John D. Rockefeller, George Eastman, William Wrigley Jr. and Charles M. Schwab. Hill then revealed the priceless wisdom of his research in the form of the thirteen steps to success found in this book. If you only buy one book on this list – this is the one.

Buy this book at AmazonAfterword

I would like to say that this is not just a random list of books – using the advice and techniques in them I changed my life and found myself living in a fantastic apartment driving a luxury car (bought second hand of course) and having a wonderful social life. Unfortunately that did all change when I moved to London to become a student, but I can vouch for the books above – if you really do want to build wealth, these will help you to do that! If you have any recommendations of your own, tell us about it in the comments.

Listverse Staff

Listverse is a place for explorers. Together we seek out the most fascinating and rare gems of human knowledge. Three or more fact-packed lists daily.

Read More: Twitter Facebook YouTube

  • Bondles

    Of course, building enormous wealth is much easier if your income is large to begin with, and to that end, I’d add that no businessman’s education is complete without Sun Tsu’s [i]Art of War[/i] and Dale Carnegie’s [i]How to Win Friends and Influence People[/i].

  • Bondles: I don’t agree – look at Warren Buffet – he started with nothing! It is all about how you use the money – not how much you have :)

  • This is a site my mum uses occaisionally, it’s got loads of good stuff about saving money on it, and they guys got a book out as well. I think it’s pretty popular over here, but I could be wrong.

  • Bill Gate’s Penis

    FYI Im not doing to bad for myself down here… you know Bill’s got alot time on his hands since he steped down at microsoft.

  • Lezhog

    This is a great list, but I totally disagree with this book of “Frugal Living for Dummys.” Yes, frugal living is a start to spending less money, opening new uses for it, BUT spending less will NOT make anyone wealthy. Wealth is really a measure of how long you can live without working for the cash and being supplied by passive income. This statement I totally disagree on as well:

    “The rich don’t get rich by spending money – they get rich by living frugally. ”

    Why aren’t the wealthy and rich living in small houses and driving average cars then? The rich and wealthy understand they need to create assets first, such as real estate, businesses, receivables, etc. They build assets so they can have the sailboats, the enormous houses, and the fancy cars.

  • Lezhog: read “The millionaire next door” from the list above – it clearly illustrates the fact that the rich DON’T live the lifestyle you describe – some do – yes, but they are the ones that lived frugally at first and are now buying with the profit. Frugalism is about not spending your capital on consumer goods – or at least minimizing consumption of those goods. If you spend every penny on expensive goods, you can’t save the money needed to start building your passive income. Again, the Million Next Door is full of examples of the very wealthy people that actually ARE living in small houses and driving average cars. You just don’t know they are rich because they don’t live the lifestyle we all consider that rich people live – it is a myth that the rich live lives of grandeur and opulence.

  • Mystern

    I agree with Lezhog completely. One addition I might add to the list though is “Secrets of the Millionaire Mind” by T. Harv Eker. Amazing book that teaches you to build wealth from what you have rather than trying to get more. You can buy it at Amazon


    My question is…has anybody on this forum read the books listed and became wealthy?Or does anybody here know anybody that has used the said books and got wealthy?

  • Joe: as I said in the afterword, I have read the majority of the books and I was well on the well within a year – my wealth building was cut short by my move to the UK to become a student though.

  • SocialButterfly

    Great list J! I work in a small company that helps underprivileged people get back on their feet and 3 books on this list are in our students list of reccomended reading. Rich Dad Poor Dad, Think and Grow Rich and How to Get out of Debt.

    None of our students have become millionaires(yet!) but quite a few of them have gone from extreme poverty to the so called “middle class”.

  • I wish I could work 40 hour weeks still…I miss making money. But college will bring me ever MORE money at the end of my 40 hour weeks, so I can’t complain for now. I’ll just have to read these to figure out how to maximize it. =)

  • Lezhog

    jfrater: (In response to your #8 post)
    I agree with your statement, but I believe you misunderstood my post. My understanding of the difference between “rich” and “wealth” is this:

    Rich: Net worth $1,000,000
    Wealth: Earning more than your expenses through passive income.

    Yes, some rich people do live in “average” houses and drive “average” cars. This does not mean they are wealthy though. A person slaving away at work everyday for $20,000 per year and only spending expenses of $4000 per year will be saving $16,000 per year. $16,000 is a lot of money to be accumulating in the bank! If you take away his/her job after a year, they will only have the $16,000 to live on, lasting them the wealth of four years(if they hypothetically never re-entered the work world). A wealthy person, invested in assets vs. a career/job, could make $5,000 per month, and since there is no job needed, his WEALTH is infinite if he/she had the same expenses as the first person. Yes, living frugally is a START to becoming rich, but NO ONE will ever become rich or wealthy by spending less IN THE LONG RUN.

  • Lezhog

    Please read, “Rich Dad Poor Dad.” It will completely change your outlook about working 40 hours per week. Compliment “Rich Dad, Poor Dad” with the book, “The Richest Man in Babylon” as reference to some of the Rich Dad principals. I’m also in college, and do want a high-paying job, but I only want it to be able to build passive income through assets. This list is a great start into the mindset of being and becoming rich.

  • Lezhog: I see your point, though I still think frugalism will help a person to have sufficient money to invest in order to build the wealth they can live off (without a job).

  • albert0

    The thing is in the UK, you are payed and given a free house by the goverment when you are unemployed, to the extent where if you find a job it will be cut, so that in the end you are better off not being geting a job. You don’t get much, but you end up with more than enough to survive on. In certain areas you get SKY tv, courtesy of the goverment!!! That is the best way to make money. No work, spend taxpayers money!!!!!!!!!

  • johnathan

    Dude amazon is like a fucking library that has every book made!! Not even ebay is mentioned once.

  • Blogball

    I should probably read one of these get wealthy books but I’m always suspicions if the author became rich in the real world or did he or she get rich by selling this how to get rich book.

    Remember that Steve Martin routine on how to become a millionaire?
    “OK first …….. you get a million dollars”

  • Dave

    No James Dobson on the list? He is the king of getting out of debt through frugal living.

  • BrotherMan

    There is a guy that I listen to on Saturdays and Sundays sometimes on our local radio station. His name is Dave Ramsey and from listening to him talk to people who call in and do his Total Money Makeover Plan and other suggestions it sounds very much like what some of these authors have done.

    Some of the people who call in are totally debt free and they explain how they got that way and he lets them shout “I’M DEBT FREEEEEEEEE!” at the end of their phone call and he then plays that clip of Mel Gibson screaming “FREEEEDOOOOOMMM!” from the end of Brave Heart. Pretty cool.

    Check him out if you get a chance. His website is

  • Pingback: » Comment on Top 10 Wealth Building Books by Dave()

  • TMo

    Nice list! I’ll get back to you all in a year…

  • Jman

    I would think twice about following any advice gathered from Rich Dad Poor Dad.

  • Johnathan: Amazon is amazing, I know! Not only do they have like, every book EVER and most CD’s, and my favorite candy pretty much ever (Hi Chew, oooomg, its more addicting than any drug I have ever tried), but every time you make a purchase from Amazon using one of the links here, some of the money goes to the site! Pretty awesome, huh?

  • 20Fan20

    I read your money or your life. This was a great book. The biggest change my wife and I made was to start living within our means. It allowed us to stop debt accumulation and we were able to pay everything off. Of course now that I returned to school….

    I think that is the key part to frugal living. It can be a part of living within your means.

    Before I quit I ran a Borders. The funniest customers were the ones who wanted one of these books but didn’t want to pay that much! Look if you believe this book with make you rich, 19.99 aint gonna kill you!

  • Jman: I just finished reading that site – frankly the author (John Reed) appears to me to be simply envious of how well Kiyosaki has done – he offers no real evidence against Kiyosaki, just his personal opinion. He dishonestly refers people to a law suit as evidence against Kiyosaki but the lawsuit did not involve kiyosaki except to the point that the people being prosecuted for dealing without a license decided to go in to real estate after reading his book – the real problem was Gatten. In his first sentence, Reed suggests people buy his book instead of Kiyosaki’s – frankly, if his book is written as badly as his site, I would not recommend it to anyone.

  • sue

    Nice list.But I may not be fortunate enough to find the books listed here,yet I still want some financial advice.I’ve just finished college,got a decent job,but I want to do something that allows me to get money aside from my salary so that I can continue paying rent,with a bit more ease.coz right now I’m counting every penny.Any ideas or advice? Anyone?

  • kiwiboi

    I have read Kiyosaki’s book Rich Dad Poor Dad, and have read various of his other writings. In fact, I have read many hundreds of similarly-themed books/articles over the years.

    My view is that Kiyosaki seems shallow and bogus.

    For anybody wanting to learn the fundamentals of building wealth, I would strongly recommend only one book (though there will,of course, be other books out there with a similarly valuable message). The book is written with a strong Australian/New Zealand bias, but its messages/lessons are universal.

    It’s title is “Making Money Made Simple”. It’s listed on Amazon and the author has a website here :

    The book is a true gem.

    On the other hand, for those of you who want to understand one of the fundamental catalysts for building wealth, all you need to do is educate yourself on the “magic” of compounding interest.

  • PhineusQButterfat

    If you Google the author of “Rich Dad, Poor Dad” you will find his claims regarding his childhood are highly suspect. Also, the content in the book, which I did read, struck me very much as similar programs that will supposedly result in financial advantage and freedom. It always seems to lead somewhere but if you examine the actual content you will find it is 90% filler and 10% common sense advice.

  • In the Afterward the author states that he used these books to get a luxury apartment, fancy car, etc….

    But the whole point of the #2 book on his list is that REAL millionaires forgo the trappings of frivolous luxuries. From memory, some examples include:
    -Most millionaires buy their suits at JC Penny
    -Most millionaires wear Timex watches
    -Most millionaires buy used, quality automobiles (I THINK the #1 car on the list was Buick)
    -Most millionaires give generously to charity


  • Cec

    I could be wealthy. If I could just make enough money to get out of debt!

  • Yarr

    Sue- Depends on what time you have on your hands. When I was a teenager, I worked in a bicycle shop as a mechanic. For several years as an adult, I got a part time job at a sporting goods store building bikes at Christmastime. They paid like $7 per bike, and at my best I could build 3 in an hour. (That’s $21 an hour, 3-4 hours on Saturday and Sunday) The past couple years I haven’t had the time, but it used to be a lifesaver.
    For those of you who think the advice in any of these books is wrong or whatever, I would suggest READING them first.
    A few years ago I just got tired of paying bills and working at a job I hated just to pay them. I stopped going out and pretty much ate ramen for several months and put every single penny I could squeeze into paying off credit cards. Then I put all the money I was paying on the cards onto my car and had it paid off in 3 months. THEN, I put all the money I was paying on that into savings, and within a couple months I had enough that I could afford to quit my shitty job and comfortably look for a new one. I got drunk a lot too. Oh yeah!
    So, since I had the TIME to go on interviews and search the net and be available for whatever, I got to find a kick-ass job that paid, get this- twice what my old one did!
    Now I make a bunch, live on a lot less than that, pay only my mortgage and utilities, and might, maybe, hopefully retire a full 10 years or more early because all the money that used to go to credit cards is now going into Roth and mutual funds. (compounding 12% avg)
    I did all this without reading any of the books listed, but the principle is the same.
    So, you guys have fun paying Visa for a cup of coffee you had 10 years ago. I’m going to relax!

  • There’s a lot of good books out there, and not every book works for everyone. My recommendation is to check them out of the library, find one that works for you, and maybe buy that one to have as a handy reference. Or just go back to the library when you need a refresher.

  • Thank you Random List button! I need this list :-D

  • The Master Key System by Charles F. Haanel. Napoleon Hill sent a letter of gratitude to Mr. Haanel after reading the MKS published in 1917.
    This book covers everything in particular it talks about the subconscious mind and conscious mind and how you condition yourself by letting yourself think certain things. Thus making negativity or poverty a habit.

  • Kenny

    This is a wonderful site. A motivator has been telling me about most of these great books,thank God i visited this site today. I will definitely give it a trial and see. If anyone knows about more similar books,i will like to know.

  • Sally

    Wallace Wattles- The science of getting rich!! How can that not be on the list?!?!

  • mad88

    i read the AUTOMATIC MILLIONAIRE i didnt become a millionnaire but using the info i read in the allowed me to view spending in a different way and allowed me to actually save enough money in a one year to put a downpayment on my 1st house …. and so far im still following some of the advise i read to built my nest egg…

  • faketree78

    I realize this is a late comment but I just came across this list today. Rich Dad, Poor Dad is a scam. It is a book written by a person whose sole intention is to be able to charge large amounts of money for speaking fees around the world. His advice is misleading at best, and outright lies at the worst. Some of his advice is actually a felony here in the US. At one point he advocates insider trading. His past has likely been embellished as attempts to substantiate some of his claims of his upbringing and the amount of wealth he has built as a direct result of real estate investing have produced nothing. Do yourself a favor and do not follow anything Kiyosaki says as being gospel for real estate investing.

  • UberGeek

    All these books are great and could realy give you a fresh perspective. But I personally think that these self-help books are next to useless for practical use.
    The ability to make money in a sustainable way and get rich comes from a solid foundation in knowledge and education. It will take more than a self help book alone to change someones perspective AND ingrain them with all the knowledge and experience necessary to truely strike any big success, as many of these books preach. This is especially true when the reader is suffering through a mid-life crisis, as is usualy the case.
    Face it, anyone who intentionally goes out to buy one of these books, beyond curiosity, is not going get much help (or nowhere near what the books claim).
    Furthermore, the wealth and success documented in these books can not be realistically attained by the average reader due to the fact that the authors are usualy successfull businesmen that gained their wealth through genuine hard work and education, not self help books!

  • Travis

    Gail Vax-Oxlade

  • Ica

    have read think and grow rich twice, but really don’t know how to apply it in my life. thus, i am not rich yet. pls help

  • piumini moncler

    Moncler is the most famous winter brand in this world,Piumini Moncler in fashion world is most popular than other brand,and it makes possible for every man and woman to look hot on a very cold weather.In our site we afford all kinds of Moncler Donna and Uomo Moncler,I firmly believe that you can catch the eyes of the others with the Moncler jacket you’re wearing at the moment.Creativity and innovation is why this brand is very attractive.And the material of moncler is all warm waterproof,so what kind of cold in this winter,you don’t be afraid,because you have a perfect Moncler Down Jacket,that is the point.And our site are Moncler Sito Ufficiale,and we take it from factory,so the price is incredible cheap,so visit Piumini Moncler online,buy your necessary in winter.

  • Colider

    “The Total Money Makeover” by Dave Ramsey changed our lives and the lives of my brother’s family and brother-in-law. Nothing complicated, just a seven step program on putting and keeping your financial house in order.

  • my realstate wealth

    Whatever your reason is for reading this, I?m confident we will have a solution that is right for you. The problem with 99% of real estate investment books is that they are full of valuable information, but 80% of the people reading them will never have the resources or know how to follow up with the advice given but these professionals. So what make ours different?

  • ETF

    The best money book of all wasn’t on the list… The Total Money Makeover by Dave Ramsey. It’s a gold mine!!!!!

  • Daniele

    Wow, marvelous weblog structure! How long have you ever been blogging for? you make running a blog glance easy. The overall look of your site is wonderful, let alone the content material!

  • sub

    Magnificent beat ! I wish to apprentice whilst you amend your site, how can i subscribe for a blog website? The account helped me a acceptable deal. I had been tiny bit acquainted of this your broadcast offered shiny transparent idea

  • pakeloDalge


  • Pingback: The Top 10 Wealth-Building Books | Better Life Focus()

  • Pingback: Top 10 Wealth Building BooksFun at Work | Fun at Work()